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Think You Can't Afford a Home? Think Again! NSP

Frequently Asked Questions



  1. What is Area Median Income (AMI)?
  2. Is there a certain amount of money that has to be utilized for individuals in certain AMI income levels?
  3. What is Douglas County's actual allocation under the NSP Program?
  4. What is the potential NSP allocation to Douglas County?
  5. What are NSP eligible activities?
  6. Will NSP funds be allocated based on housing price?
  7. Will consideration be given to the rehabilitation of homes that need to be rehabilitated?
  8. Who will disburse the funds?
  9. Are funding applicants required to attend home ownership counseling?
  10. Will applicants receive assistance in the application process?


1. What is Area Median Income (AMI)?
AMI refers to the median income of the metropolitan area. AMI is defined by HUD in this case.
(Posted on: January 12, 2002)

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2. Is there a certain amount of money that has to be utilized for individuals in certain AMI income levels?
Yes. HUD mandates that a minimum of 25% of NSP funds be utilized for programs geared towards individuals and families at or below 50% of AMI. For Douglas County, this will be approximately $936,065.
(Posted on: January 12, 2002)

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3. What is Douglas County's actual allocation under the NSP Program?
In a press release issued by DCA on Friday, March 13, 2009, it was confirmed that Douglas County's direct allocation under the NSP Program is $3,809,526.
(Posted on: March 16, 2002)

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4. What is the potential NSP allocation to Douglas County?
Douglas County is eligible to apply for $3,744,262 in NSP funding.
(Posted on: January 12, 2002)

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5. What are NSP eligible activities?
Under HUD guidelines, the following are the only eligible NSP activities: 1. Establishment of financing mechanisms for the purchase and redevelopment of foreclosed properties; 2. Purchase and rehabilitation of residential properties that have been abandoned or foreclosed upon, in order to sell, rent or redevelop such properties; 3. Establishment of land banks for homes that have been foreclosed upon; 4. Demolition of blighted structures; and 5. Redevelopment of demolished or vacant properties.
(Posted on: January 12, 2002)

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6. Will NSP funds be allocated based on housing price?
No, NSP funds are allocated based on the income level of individuals and families, not based on the price of the house.
(Posted on: January 12, 2002)

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7. Will consideration be given to the rehabilitation of homes that need to be rehabilitated?
Douglas County is considering all the options available under the NSP, including rehabilitation of qualifying homes.
(Posted on: January 12, 2002)

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8. Who will disburse the funds?
The NSP funding includes a funding mechanism for the administration of the program. Douglas County, through normal procurement procedures, may hire a consultant or other organization to administer this program and the application process.
(Posted on: January 12, 2002)

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9. Are funding applicants required to attend home ownership counseling?
Yes, all funding applicants are required to attend home ownership counseling through HUD approved counseling agencies prior to receiving funds.
(Posted on: January 12, 2002)

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10. Will applicants receive assistance in the application process?
Yes, applicants will receive assistance with the application process.
(Posted on: January 12, 2002)

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